Silver Scheme / Gold Scheme
Join a monthly scheme and own 1 Kg of silver or silver articles, or gold / gold jewellery of your chosen weight — with a lucky draw every month.
Scheme Details
Duration
10 Months / 20 Months
Choose the scheme length that suits you.
Weight
Silver Scheme
1 Kg Silver / 1 Kg Silver Articles.
Gold Scheme
Gold / Gold Jewellery — weight of your choice, selected when you join.
Delivery
Every month, on a selected date, one member is chosen by a lottery draw among the members of the scheme. The selected member receives delivery of the stock within 1 week from the date of the draw.
Payment
Members pay a monthly instalment of (Market rate + 5% maintenance charges) ÷ number of members. The instalment must be paid within 2 days from the date of the draw.
Penalty
If a member does not pay the instalment within the stipulated time, a penalty of 2% per month is payable until the date of payment.
Terms & Conditions
We deliver hallmarked gold jewellery / silver articles to members. Select from the items available in our showroom, or place an order as per your interest. Delivery time depends on the models ordered and their availability.
Scheme Calculator
Choose Silver or Gold and enter today's rate (including GST) to see a sample monthly instalment.
Indicative rate — the final rate is confirmed at our showroom.
Enter the silver rate to see your monthly instalment.
| Market value – 1 Kg silver (incl. GST) | |
|---|---|
| Maintenance charges (5%) | |
| Scheme value (market value + 5%) | |
| Divided among members | ÷ |
| Monthly instalment | |
| Total paid over months |
View month-by-month schedule
| Month | Lucky draw | Instalment | Paid so far |
|---|
This is a sample calculation for illustration only. Instalments follow the market rate, so actual amounts may change from month to month. Please confirm the current rate and terms at our showroom before joining.
